USG Insurance Services Launches Exclusive Coastal Program Delivering Expanded Capacity and Flexible Solutions for Retail Agents
USG Insurance Services today announced the launch of Coastal Edge, an exclusive new program built to deliver competitive pricing, expanded capacity, and underwriting flexibility for coastal-exposed risks. Available only through USG, the program provides retail agents with a streamlined, responsive solution for transactional E&S placements in an increasingly challenging coastal marketplace.
Designed to meet growing demand for accessible coastal capacity, the program targets properties located from Texas to Maine and supports risks with total insured values up to $5 million. Built on ISO-based coverage foundations with clean forms and a broad range of optional endorsements, Coastal Edge allows agents to tailor coverage solutions across multiple industry classes while maintaining speed and efficiency throughout the placement process.
Written on A+ XIII rated paper, the program combines strong underwriting discipline with a flat, highly responsive organizational structure supported by experienced underwriters with deep regional expertise. Powered by proprietary technology and enhanced by hands-on workflow controls, the platform allows for rapid adjustments to quotes, terms, and binders; enabling the program to evolve quickly alongside market conditions and agent feedback.
“This is an exciting milestone for our underwriting organization and for our retail partners,” said Ryan Rafferty, Director of Underwriting at USG Insurance Services. “Launching a program of this capacity allows us to bring meaningful coastal solutions to market at a time when agents need both stability and flexibility. We built this program to move quickly, adapt intelligently, and give agents a reliable path to placing business that has become increasingly difficult to secure.”
By combining local underwriting expertise with national program scale, Coastal Edge reinforces USG’s commitment to delivering practical, market-driven solutions that help retail agents compete and win in complex environments.
Retail agents interested in accessing Coastal Edge can contact their USG representative for appetite details, submission guidelines, and turnaround expectations.
ABOUT USG:
USG Insurance Services is a national wholesale brokerage and managing general agent providing specialized insurance solutions and responsive underwriting support to retail agents across the United States.